| 32440133 |
2014-11 |
$12,000 |
$3,084 |
Current |
30 |
Medium: Behind scheduleMedium: Score fallen
- Current but behind schedule: current with principal paid covering 49.0 of 51 instalments due (one more allowed in transit), 2.0 behind schedule; 3,084.27 outstanding.
- Credit score fallen since origination: current with credit score 505 against 700 at origination, 195 points lower; 3,084.27 outstanding.
|
–
|
| 10675677 |
2014-01 |
$35,000 |
$3,036 |
Current |
30 |
Medium: Behind scheduleMedium: Score fallen
- Current but behind schedule: current with principal paid covering 56.4 of 59 instalments due (one more allowed in transit), 2.6 behind schedule; 3,035.58 outstanding.
- Credit score fallen since origination: current with credit score 600 against 700 at origination, 100 points lower; 3,035.58 outstanding.
|
–
|
| 35723519 |
2014-11 |
$11,200 |
$2,998 |
Current |
30 |
Medium: Behind scheduleMedium: Score fallen
- Current but behind schedule: current with principal paid covering 46.8 of 51 instalments due (one more allowed in transit), 4.2 behind schedule; 2,997.76 outstanding.
- Credit score fallen since origination: current with credit score 560 against 720 at origination, 160 points lower; 2,997.76 outstanding.
|
–
|
| 20691777 |
2014-07 |
$11,200 |
$2,874 |
Current |
30 |
Medium: Behind scheduleMedium: Score fallen
- Current but behind schedule: current with principal paid covering 50.2 of 55 instalments due (one more allowed in transit), 4.8 behind schedule; 2,874.21 outstanding.
- Credit score fallen since origination: current with credit score 560 against 670 at origination, 110 points lower; 2,874.21 outstanding.
|
–
|
| 13078628 |
2014-04 |
$20,925 |
$2,775 |
Current |
30 |
Medium: Behind scheduleMedium: Score fallen
- Current but behind schedule: current with principal paid covering 54.8 of 58 instalments due (one more allowed in transit), 3.2 behind schedule; 2,775.21 outstanding.
- Credit score fallen since origination: current with credit score 540 against 660 at origination, 120 points lower; 2,775.21 outstanding.
|
–
|
| 12566210 |
2014-03 |
$19,800 |
$2,652 |
Current |
30 |
Medium: Behind scheduleMedium: Score fallen
- Current but behind schedule: current with principal paid covering 54.8 of 59 instalments due (one more allowed in transit), 4.2 behind schedule; 2,652.40 outstanding.
- Credit score fallen since origination: current with credit score 585 against 710 at origination, 125 points lower; 2,652.40 outstanding.
|
–
|
| 28202078 |
2014-10 |
$12,000 |
$1,901 |
Current |
30 |
Medium: Score fallenMedium: Duplicate terms
- Credit score fallen since origination: current with credit score 565 against 720 at origination, 155 points lower; 1,901.43 outstanding.
- Same amount, rate, term, date and postcode: matches loan 31487646.
|
–
|
| 31487646 |
2014-10 |
$12,000 |
$1,901 |
Current |
30 |
Medium: Score fallenMedium: Duplicate terms
- Credit score fallen since origination: current with credit score 565 against 685 at origination, 120 points lower; 1,901.43 outstanding.
- Same amount, rate, term, date and postcode: matches loan 28202078.
|
–
|
| 19436536 |
2014-06 |
$11,000 |
$1,895 |
Current |
30 |
Medium: Behind scheduleMedium: Score fallen
- Current but behind schedule: current with principal paid covering 52.7 of 56 instalments due (one more allowed in transit), 3.3 behind schedule; 1,895.03 outstanding.
- Credit score fallen since origination: current with credit score 530 against 675 at origination, 145 points lower; 1,895.03 outstanding.
|
–
|
| 12257384 |
2014-03 |
$18,300 |
$1,831 |
Current |
30 |
Medium: Behind scheduleMedium: Score fallen
- Current but behind schedule: current with principal paid covering 55.8 of 59 instalments due (one more allowed in transit), 3.2 behind schedule; 1,830.77 outstanding.
- Credit score fallen since origination: current with credit score 535 against 725 at origination, 190 points lower; 1,830.77 outstanding.
|
–
|
| 11406193 |
2014-02 |
$19,800 |
$1,475 |
Current |
30 |
Medium: Behind scheduleMedium: Score fallen
- Current but behind schedule: current with principal paid covering 56.9 of 59 instalments due (one more allowed in transit), 2.1 behind schedule; 1,474.57 outstanding.
- Credit score fallen since origination: current with credit score 570 against 685 at origination, 115 points lower; 1,474.57 outstanding.
|
–
|
| 1100834 |
2012-01 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Nothing recovered
- No payment, nothing recovered: charged off with no payment and nothing recovered against 35,000.00 funded; consistent with third-party fraud.
|
–
|
| 1108831 |
2012-02 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Nothing recovered
- No payment, nothing recovered: charged off with no payment and nothing recovered against 35,000.00 funded; consistent with third-party fraud.
|
–
|
| 1140520 |
2012-02 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Nothing recovered
- No payment, nothing recovered: charged off with no payment and nothing recovered against 35,000.00 funded; consistent with third-party fraud.
|
–
|
| 12495086 |
2014-02 |
$35,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 4,906.05 recovered under collections against 35,000.00 funded.
|
–
|
| 1262594 |
2012-05 |
$35,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 1,225.00 recovered under collections against 35,000.00 funded.
|
–
|
| 12968159 |
2014-03 |
$35,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 2,485.46 recovered under collections against 35,000.00 funded.
|
–
|
| 3379299 |
2013-03 |
$35,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 2,012.50 recovered under collections against 35,000.00 funded.
|
–
|
| 38242751 |
2015-01 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Nothing recovered
- No payment, nothing recovered: charged off with no payment and nothing recovered against 35,000.00 funded; consistent with third-party fraud.
|
–
|
| 38435222 |
2015-01 |
$35,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 6,321.77 recovered under collections against 35,000.00 funded.
|
–
|
| 47837336 |
2015-06 |
$35,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 6,342.96 recovered under collections against 35,000.00 funded.
|
–
|
| 58020722 |
2015-08 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Nothing recovered
- No payment, nothing recovered: charged off with no payment and nothing recovered against 35,000.00 funded; consistent with third-party fraud.
|
–
|
| 60286596 |
2015-09 |
$35,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 2,108.46 recovered under collections against 35,000.00 funded.
|
–
|
| 63288610 |
2015-10 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Nothing recovered
- No payment, nothing recovered: charged off with no payment and nothing recovered against 35,000.00 funded; consistent with third-party fraud.
|
–
|
| 64089249 |
2015-11 |
$35,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 4,371.66 recovered under collections against 35,000.00 funded.
|
–
|
| 65656159 |
2015-11 |
$35,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 7,511.27 recovered under collections against 35,000.00 funded.
|
–
|
| 66451437 |
2015-12 |
$35,000 |
$0 |
Charged off |
30 |
Medium: Stopped by month 3Weak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2016-03, 3 months after origination.
- Recent bureau inquiries: 4 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 66464554 |
2015-12 |
$35,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 5,382.84 recovered under collections against 35,000.00 funded.
|
–
|
| 752865 |
2011-05 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Shared identity
- Shared identity details within 90 days: cluster 288762b1 shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 31 days apart.
|
–
|
| 779894 |
2011-06 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Shared identity
- Shared identity details within 90 days: cluster 56ef9382 shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 30 days apart.
|
–
|
| 787951 |
2011-06 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Shared identity
- Shared identity details within 90 days: cluster 3c4649cc shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 30 days apart.
|
–
|
| 808799 |
2011-07 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Shared identity
- Shared identity details within 90 days: cluster 2fc5febe shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 0 days apart.
|
–
|
| 844292 |
2011-08 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Shared identity
- Shared identity details within 90 days: cluster bf67f73e shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 31 days apart.
|
–
|
| 872341 |
2011-09 |
$35,000 |
$0 |
Charged off |
30 |
Strong: Shared identity
- Shared identity details within 90 days: cluster 32e96e2e shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 30 days apart.
|
–
|
| 23713369 |
2014-08 |
$32,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 1,841.55 recovered under collections against 32,000.00 funded.
|
–
|
| 55238282 |
2015-08 |
$32,000 |
$0 |
Charged off |
30 |
Strong: Nothing recovered
- No payment, nothing recovered: charged off with no payment and nothing recovered against 32,000.00 funded; consistent with third-party fraud.
|
–
|
| 60950622 |
2015-09 |
$32,000 |
$0 |
Charged off |
30 |
Medium: Stopped by month 3Medium: Bust-out
- Stopped paying within three months: charged off; last payment 2015-11, 2 months after origination.
- Bust-out pattern at origination: revolving utilisation 93.2%, 2 bureau inquiries in six months and 8 accounts opened in 24 months.
|
–
|
| 66490573 |
2015-12 |
$32,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 3,982.45 recovered under collections against 32,000.00 funded.
|
–
|
| 13005767 |
2014-03 |
$31,450 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 4,518.38 recovered under collections against 31,450.00 funded.
|
–
|
| 32179471 |
2014-10 |
$30,625 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 4,499.50 recovered under collections against 30,625.00 funded.
|
–
|
| 36261027 |
2014-12 |
$30,375 |
$0 |
Charged off |
30 |
Strong: Nothing recovered
- No payment, nothing recovered: charged off with no payment and nothing recovered against 30,375.00 funded; consistent with third-party fraud.
|
–
|
| 10079433 |
2014-01 |
$30,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 4,278.15 recovered under collections against 30,000.00 funded.
|
–
|
| 1469058 |
2012-08 |
$30,000 |
$0 |
Charged off |
30 |
Strong, integrity: Recovered over fundedMedium: Stopped by month 3
- Recoveries above the amount funded: 33,522.14 recovered against 30,000.00 funded.
- Stopped paying within three months: charged off; last payment 2012-10, 2 months after origination.
|
–
|
| 25297311 |
2014-08 |
$30,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 1,700.60 recovered under collections against 30,000.00 funded.
|
–
|
| 33331415 |
2014-10 |
$30,000 |
$0 |
Charged off |
30 |
Strong: Nothing recovered
- No payment, nothing recovered: charged off with no payment and nothing recovered against 30,000.00 funded; consistent with third-party fraud.
|
–
|
| 38558278 |
2015-01 |
$30,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 5,360.15 recovered under collections against 30,000.00 funded.
|
–
|
| 42612342 |
2015-03 |
$30,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 5,225.55 recovered under collections against 30,000.00 funded.
|
–
|
| 50586702 |
2015-06 |
$30,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 5,489.02 recovered under collections against 30,000.00 funded.
|
–
|
| 58932310 |
2015-09 |
$30,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 4,362.96 recovered under collections against 30,000.00 funded.
|
–
|
| 65643818 |
2015-12 |
$30,000 |
$0 |
Charged off |
30 |
Strong: No payment
- No payment made: charged off with no payment received; 3,694.99 recovered under collections against 30,000.00 funded.
|
–
|