Portfolios · Lending Club 2008–2015 (sample)

Loans to review

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Loans 401–450 of 16,733. The list stops at 500; the CSV has every loan.

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Loan Originated Balance Outstanding Status Score Reasons Mark
56118094 2015-07 $18,475 $8,545 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 38.9 of 43 instalments due (one more allowed in transit), 4.1 behind schedule; 8,544.81 outstanding.
  • Credit score fallen since origination: current with credit score 545 against 695 at origination, 150 points lower; 8,544.81 outstanding.
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57812685 2015-08 $20,000 $8,271 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 39.0 of 42 instalments due (one more allowed in transit), 3.0 behind schedule; 8,271.31 outstanding.
  • Credit score fallen since origination: current with credit score 695 against 795 at origination, 100 points lower; 8,271.31 outstanding.
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52048698 2015-06 $20,000 $8,158 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 39.5 of 44 instalments due (one more allowed in transit), 4.5 behind schedule; 8,157.76 outstanding.
  • Credit score fallen since origination: current with credit score 615 against 730 at origination, 115 points lower; 8,157.76 outstanding.
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43379459 2015-03 $23,000 $7,884 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 43.9 of 47 instalments due (one more allowed in transit), 3.1 behind schedule; 7,884.22 outstanding.
  • Credit score fallen since origination: current with credit score 595 against 695 at origination, 100 points lower; 7,884.22 outstanding.
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38772451 2015-02 $25,000 $7,796 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 43.8 of 48 instalments due (one more allowed in transit), 4.2 behind schedule; 7,796.40 outstanding.
  • Credit score fallen since origination: current with credit score 520 against 715 at origination, 195 points lower; 7,796.40 outstanding.
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63917417 2015-11 $14,000 $7,384 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 35.0 of 39 instalments due (one more allowed in transit), 4.0 behind schedule; 7,384.25 outstanding.
  • Credit score fallen since origination: current with credit score 560 against 660 at origination, 100 points lower; 7,384.25 outstanding.
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61449736 2015-10 $15,000 $7,321 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 36.4 of 40 instalments due (one more allowed in transit), 3.6 behind schedule; 7,320.85 outstanding.
  • Credit score fallen since origination: current with credit score 520 against 680 at origination, 160 points lower; 7,320.85 outstanding.
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57794192 2015-08 $16,800 $7,138 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 39.6 of 42 instalments due (one more allowed in transit), 2.4 behind schedule; 7,137.78 outstanding.
  • Credit score fallen since origination: current with credit score 560 against 690 at origination, 130 points lower; 7,137.78 outstanding.
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66620700 2015-12 $12,775 $6,885 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 34.2 of 38 instalments due (one more allowed in transit), 3.8 behind schedule; 6,885.28 outstanding.
  • Credit score fallen since origination: current with credit score 560 against 665 at origination, 105 points lower; 6,885.28 outstanding.
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55472962 2015-07 $14,500 $6,828 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 38.5 of 43 instalments due (one more allowed in transit), 4.5 behind schedule; 6,828.10 outstanding.
  • Credit score fallen since origination: current with credit score 550 against 725 at origination, 175 points lower; 6,828.10 outstanding.
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49483161 2015-05 $14,925 $6,798 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 39.9 of 45 instalments due (one more allowed in transit), 5.1 behind schedule; 6,797.73 outstanding.
  • Credit score fallen since origination: current with credit score 605 against 705 at origination, 100 points lower; 6,797.73 outstanding.
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62529529 2015-10 $13,500 $6,756 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 35.3 of 40 instalments due (one more allowed in transit), 4.7 behind schedule; 6,756.35 outstanding.
  • Credit score fallen since origination: current with credit score 565 against 750 at origination, 185 points lower; 6,756.35 outstanding.
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52616159 2015-06 $14,150 $6,748 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 39.0 of 44 instalments due (one more allowed in transit), 5.0 behind schedule; 6,747.81 outstanding.
  • Credit score fallen since origination: current with credit score 535 against 690 at origination, 155 points lower; 6,747.81 outstanding.
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56452323 2015-08 $14,400 $6,516 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 38.3 of 42 instalments due (one more allowed in transit), 3.7 behind schedule; 6,516.12 outstanding.
  • Credit score fallen since origination: current with credit score 590 against 710 at origination, 120 points lower; 6,516.12 outstanding.
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51776151 2015-06 $15,000 $6,486 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 40.3 of 44 instalments due (one more allowed in transit), 3.7 behind schedule; 6,486.50 outstanding.
  • Credit score fallen since origination: current with credit score 540 against 660 at origination, 120 points lower; 6,486.50 outstanding.
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67357014 2015-12 $12,000 $6,384 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 33.4 of 38 instalments due (one more allowed in transit), 4.6 behind schedule; 6,383.83 outstanding.
  • Credit score fallen since origination: current with credit score 580 against 685 at origination, 105 points lower; 6,383.83 outstanding.
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57853731 2015-08 $12,550 $6,377 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 38.0 of 42 instalments due (one more allowed in transit), 4.0 behind schedule; 6,377.35 outstanding.
  • Credit score fallen since origination: current with credit score 595 against 705 at origination, 110 points lower; 6,377.35 outstanding.
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55492354 2015-07 $16,000 $6,269 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 39.0 of 43 instalments due (one more allowed in transit), 4.0 behind schedule; 6,269.28 outstanding.
  • Credit score fallen since origination: current with credit score 585 against 705 at origination, 120 points lower; 6,269.28 outstanding.
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54544977 2015-07 $15,000 $6,174 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 39.5 of 43 instalments due (one more allowed in transit), 3.5 behind schedule; 6,174.50 outstanding.
  • Credit score fallen since origination: current with credit score 590 against 695 at origination, 105 points lower; 6,174.50 outstanding.
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55299586 2015-07 $12,800 $5,945 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 38.3 of 43 instalments due (one more allowed in transit), 4.7 behind schedule; 5,944.64 outstanding.
  • Credit score fallen since origination: current with credit score 595 against 700 at origination, 105 points lower; 5,944.64 outstanding.
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58031325 2015-08 $14,000 $5,930 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 39.0 of 42 instalments due (one more allowed in transit), 3.0 behind schedule; 5,930.10 outstanding.
  • Credit score fallen since origination: current with credit score 570 against 675 at origination, 105 points lower; 5,930.10 outstanding.
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40920393 2015-03 $17,850 $5,928 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 43.6 of 47 instalments due (one more allowed in transit), 3.4 behind schedule; 5,928.05 outstanding.
  • Credit score fallen since origination: current with credit score 575 against 735 at origination, 160 points lower; 5,928.05 outstanding.
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47907122 2015-05 $21,000 $5,789 Current 30
Score fallenShared identity
  • Credit score fallen since origination: current with credit score 600 against 700 at origination, 100 points lower; 5,789.39 outstanding.
  • Shared identity details within 90 days: cluster a6297b5d shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 61 days apart. No loan in the cluster is charged off or late.
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35074818 2014-12 $18,825 $5,740 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 46.5 of 50 instalments due (one more allowed in transit), 3.5 behind schedule; 5,740.36 outstanding.
  • Credit score fallen since origination: current with credit score 555 against 685 at origination, 130 points lower; 5,740.36 outstanding.
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63245831 2015-10 $10,150 $5,654 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 35.9 of 40 instalments due (one more allowed in transit), 4.1 behind schedule; 5,654.19 outstanding.
  • Credit score fallen since origination: current with credit score 565 against 670 at origination, 105 points lower; 5,654.19 outstanding.
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56864910 2015-07 $12,000 $5,579 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 38.4 of 43 instalments due (one more allowed in transit), 4.6 behind schedule; 5,578.68 outstanding.
  • Credit score fallen since origination: current with credit score 530 against 665 at origination, 135 points lower; 5,578.68 outstanding.
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62844555 2015-10 $11,200 $5,557 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 35.3 of 40 instalments due (one more allowed in transit), 4.7 behind schedule; 5,556.92 outstanding.
  • Credit score fallen since origination: current with credit score 600 against 730 at origination, 130 points lower; 5,556.92 outstanding.
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43255801 2015-03 $22,000 $5,463 Current 30
Shared identity
  • Shared identity details within 90 days: cluster 007f5d9c shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 61 days apart.
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60115133 2015-09 $14,000 $5,459 Current 30
Score fallenBust-out
  • Credit score fallen since origination: current with credit score 530 against 690 at origination, 160 points lower; 5,458.92 outstanding.
  • Bust-out pattern at origination: revolving utilisation 92.2%, 2 bureau inquiries in six months and 6 accounts opened in 24 months.
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42683198 2015-04 $15,000 $5,447 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 43.8 of 46 instalments due (one more allowed in transit), 2.2 behind schedule; 5,446.95 outstanding.
  • Credit score fallen since origination: current with credit score 605 against 710 at origination, 105 points lower; 5,446.95 outstanding.
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66645854 2015-12 $10,000 $5,439 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 33.5 of 38 instalments due (one more allowed in transit), 4.5 behind schedule; 5,439.01 outstanding.
  • Credit score fallen since origination: current with credit score 560 against 680 at origination, 120 points lower; 5,439.01 outstanding.
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66484484 2015-12 $10,000 $5,324 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 34.1 of 38 instalments due (one more allowed in transit), 3.9 behind schedule; 5,324.19 outstanding.
  • Credit score fallen since origination: current with credit score 570 against 670 at origination, 100 points lower; 5,324.19 outstanding.
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66260468 2015-12 $10,000 $5,314 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 34.2 of 38 instalments due (one more allowed in transit), 3.8 behind schedule; 5,313.63 outstanding.
  • Credit score fallen since origination: current with credit score 635 against 740 at origination, 105 points lower; 5,313.63 outstanding.
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54207414 2015-07 $12,000 $5,265 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 39.5 of 43 instalments due (one more allowed in transit), 3.5 behind schedule; 5,265.44 outstanding.
  • Credit score fallen since origination: current with credit score 560 against 660 at origination, 100 points lower; 5,265.44 outstanding.
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35266818 2014-11 $20,000 $5,046 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 49.0 of 51 instalments due (one more allowed in transit), 2.0 behind schedule; 5,046.42 outstanding.
  • Credit score fallen since origination: current with credit score 585 against 690 at origination, 105 points lower; 5,046.42 outstanding.
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51005314 2015-06 $11,000 $4,955 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 39.2 of 44 instalments due (one more allowed in transit), 4.8 behind schedule; 4,955.23 outstanding.
  • Credit score fallen since origination: current with credit score 555 against 675 at origination, 120 points lower; 4,955.23 outstanding.
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41119791 2015-02 $18,000 $4,622 Current 30
Score fallenBust-out
  • Credit score fallen since origination: current with credit score 520 against 665 at origination, 145 points lower; 4,621.97 outstanding.
  • Bust-out pattern at origination: revolving utilisation 95.4%, 2 bureau inquiries in six months and 6 accounts opened in 24 months.
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39260208 2015-01 $15,000 $4,608 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 46.0 of 49 instalments due (one more allowed in transit), 3.0 behind schedule; 4,608.22 outstanding.
  • Credit score fallen since origination: current with credit score 570 against 685 at origination, 115 points lower; 4,608.22 outstanding.
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50536618 2015-06 $10,700 $4,314 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 41.9 of 44 instalments due (one more allowed in transit), 2.1 behind schedule; 4,314.18 outstanding.
  • Credit score fallen since origination: current with credit score 550 against 665 at origination, 115 points lower; 4,314.18 outstanding.
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35226429 2014-11 $18,000 $4,262 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 47.8 of 51 instalments due (one more allowed in transit), 3.2 behind schedule; 4,262.08 outstanding.
  • Credit score fallen since origination: current with credit score 530 against 705 at origination, 175 points lower; 4,262.08 outstanding.
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39622574 2015-02 $11,600 $4,183 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 43.5 of 48 instalments due (one more allowed in transit), 4.5 behind schedule; 4,182.56 outstanding.
  • Credit score fallen since origination: current with credit score 515 against 705 at origination, 190 points lower; 4,182.56 outstanding.
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29083641 2014-10 $18,000 $4,137 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 49.8 of 52 instalments due (one more allowed in transit), 2.2 behind schedule; 4,136.59 outstanding.
  • Credit score fallen since origination: current with credit score 580 against 715 at origination, 135 points lower; 4,136.59 outstanding.
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24836821 2014-08 $16,000 $4,050 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 49.4 of 54 instalments due (one more allowed in transit), 4.6 behind schedule; 4,050.46 outstanding.
  • Credit score fallen since origination: current with credit score 570 against 690 at origination, 120 points lower; 4,050.46 outstanding.
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51165594 2015-06 $12,000 $4,043 Current 30
Score fallenDuplicate terms
  • Credit score fallen since origination: current with credit score 540 against 690 at origination, 150 points lower; 4,042.85 outstanding.
  • Same amount, rate, term, date and postcode: matches loan 48764498.
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31286358 2014-10 $14,900 $3,965 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 48.7 of 52 instalments due (one more allowed in transit), 3.3 behind schedule; 3,964.88 outstanding.
  • Credit score fallen since origination: current with credit score 585 against 690 at origination, 105 points lower; 3,964.88 outstanding.
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50426789 2015-06 $10,000 $3,835 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 40.7 of 44 instalments due (one more allowed in transit), 3.3 behind schedule; 3,834.51 outstanding.
  • Credit score fallen since origination: current with credit score 630 against 735 at origination, 105 points lower; 3,834.51 outstanding.
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31217084 2014-10 $14,000 $3,761 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 48.3 of 52 instalments due (one more allowed in transit), 3.7 behind schedule; 3,760.61 outstanding.
  • Credit score fallen since origination: current with credit score 540 against 670 at origination, 130 points lower; 3,760.61 outstanding.
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34864106 2014-11 $12,500 $3,755 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 47.0 of 51 instalments due (one more allowed in transit), 4.0 behind schedule; 3,755.09 outstanding.
  • Credit score fallen since origination: current with credit score 560 against 705 at origination, 145 points lower; 3,755.09 outstanding.
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15671076 2014-05 $25,000 $3,379 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 53.8 of 57 instalments due (one more allowed in transit), 3.2 behind schedule; 3,379.28 outstanding.
  • Credit score fallen since origination: current with credit score 555 against 690 at origination, 135 points lower; 3,379.28 outstanding.
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31346836 2014-10 $10,600 $3,144 Current 30
Behind scheduleScore fallen
  • Current but behind schedule: current with principal paid covering 47.7 of 52 instalments due (one more allowed in transit), 4.3 behind schedule; 3,143.71 outstanding.
  • Credit score fallen since origination: current with credit score 530 against 695 at origination, 165 points lower; 3,143.71 outstanding.
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