| 46814737 |
2015-05 |
$30,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 5,676.02 recovered under collections against 30,000.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 14127869 |
2014-04 |
$32,400 |
$0 |
Paid |
35 |
Strong: Shared identityWeak: Recent inquiries
- Shared identity details within 90 days: cluster 0d470724 shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 61 days apart.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 65796838 |
2015-11 |
$35,000 |
$14,889 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 753.66 against 676.65 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 32.1 of 39 instalments due (one more allowed in transit), 6.9 behind schedule; 14,888.72 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade D1 loans in 2015-11 were priced at 15.41%.
|
–
|
| 60005691 |
2015-09 |
$35,000 |
$12,711 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 740.18 against 676.65 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 36.1 of 41 instalments due (one more allowed in transit), 4.9 behind schedule; 12,710.92 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade C5 loans in 2015-09 were priced at 14.65%.
|
–
|
| 64741164 |
2015-11 |
$24,000 |
$10,491 |
Current |
35 |
Strong: Shared identityWeak: Recent inquiries
- Shared identity details within 90 days: cluster 6e8a0b91 shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 31 days apart.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 63326688 |
2015-10 |
$25,000 |
$9,645 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 507.90 against 483.32 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 36.6 of 40 instalments due (one more allowed in transit), 3.4 behind schedule; 9,644.51 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade D2 loans in 2015-10 were priced at 16.55%.
|
–
|
| 62714392 |
2015-10 |
$20,000 |
$9,185 |
Current |
35 |
Medium: Behind scheduleMedium: Score fallenWeak: Recent inquiries
- Current but behind schedule: current with principal paid covering 38.0 of 40 instalments due (one more allowed in transit), 2.0 behind schedule; 9,185.35 outstanding.
- Credit score fallen since origination: current with credit score 570 against 690 at origination, 120 points lower; 9,185.35 outstanding.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 60770529 |
2015-09 |
$24,000 |
$8,607 |
Current |
35 |
Strong, integrity: Instalment offMedium: Score fallenWeak: Off-grid rate
- Instalment off the amortised payment: instalment 476.01 against 463.99 implied by amount, rate and term.
- Credit score fallen since origination: current with credit score 580 against 705 at origination, 125 points lower; 8,607.49 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade C2 loans in 2015-09 were priced at 12.69%.
|
–
|
| 68483376 |
2015-12 |
$16,000 |
$8,467 |
Late |
35 |
Medium: Score fallenMedium: Bust-outWeak: Recent inquiries
- Credit score fallen since origination: late with credit score 530 against 680 at origination, 150 points lower; 8,466.78 outstanding.
- Bust-out pattern at origination: revolving utilisation 101.6%, 2 bureau inquiries in six months and 9 accounts opened in 24 months.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 39699429 |
2015-01 |
$33,575 |
$7,481 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 768.81 against 649.10 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 39.4 of 49 instalments due (one more allowed in transit), 9.6 behind schedule; 7,480.83 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade F2 loans in 2015-01 were priced at 23.99%.
|
–
|
| 37811729 |
2015-01 |
$20,000 |
$6,608 |
Current |
35 |
Medium: Behind scheduleMedium: Score fallenWeak: Recent inquiries
- Current but behind schedule: current with principal paid covering 45.5 of 49 instalments due (one more allowed in transit), 3.5 behind schedule; 6,608.13 outstanding.
- Credit score fallen since origination: current with credit score 550 against 660 at origination, 110 points lower; 6,608.13 outstanding.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 65392875 |
2015-11 |
$14,950 |
$6,454 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 324.51 against 289.03 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 31.5 of 39 instalments due (one more allowed in transit), 7.5 behind schedule; 6,453.83 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade D2 loans in 2015-11 were priced at 16.55%.
|
–
|
| 53292188 |
2015-07 |
$20,000 |
$6,295 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 410.37 against 386.66 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 40.0 of 43 instalments due (one more allowed in transit), 3.0 behind schedule; 6,295.01 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade C2 loans in 2015-07 were priced at 12.69%.
|
–
|
| 17503259 |
2014-06 |
$34,575 |
$5,859 |
Current |
35 |
Medium: Behind scheduleMedium: Score fallenWeak: Recent inquiries
- Current but behind schedule: current with principal paid covering 52.7 of 56 instalments due (one more allowed in transit), 3.3 behind schedule; 5,859.48 outstanding.
- Credit score fallen since origination: current with credit score 555 against 665 at origination, 110 points lower; 5,859.48 outstanding.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 47210823 |
2015-05 |
$15,000 |
$5,643 |
Current |
35 |
Medium: Behind scheduleMedium: Score fallenWeak: Recent inquiries
- Current but behind schedule: current with principal paid covering 41.6 of 45 instalments due (one more allowed in transit), 3.4 behind schedule; 5,642.79 outstanding.
- Credit score fallen since origination: current with credit score 575 against 685 at origination, 110 points lower; 5,642.79 outstanding.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 52848300 |
2015-07 |
$12,000 |
$5,537 |
Late |
35 |
Medium: Score fallenMedium: Bust-outWeak: Recent inquiries
- Credit score fallen since origination: late with credit score 570 against 670 at origination, 100 points lower; 5,537.42 outstanding.
- Bust-out pattern at origination: revolving utilisation 96.0%, 5 bureau inquiries in six months and 9 accounts opened in 24 months.
- Recent bureau inquiries: 5 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 47310786 |
2015-05 |
$11,875 |
$5,527 |
Current |
35 |
Medium: Behind scheduleMedium: Score fallenWeak: Recent inquiries
- Current but behind schedule: current with principal paid covering 40.8 of 45 instalments due (one more allowed in transit), 4.2 behind schedule; 5,526.87 outstanding.
- Credit score fallen since origination: current with credit score 555 against 660 at origination, 105 points lower; 5,526.87 outstanding.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 57894857 |
2015-08 |
$12,000 |
$5,515 |
Current |
35 |
Medium: Behind scheduleMedium: Score fallenWeak: Recent inquiries
- Current but behind schedule: current with principal paid covering 38.0 of 42 instalments due (one more allowed in transit), 4.0 behind schedule; 5,514.77 outstanding.
- Credit score fallen since origination: current with credit score 540 against 680 at origination, 140 points lower; 5,514.77 outstanding.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 49913202 |
2015-05 |
$16,550 |
$4,621 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 342.60 against 319.96 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 41.4 of 45 instalments due (one more allowed in transit), 3.6 behind schedule; 4,621.27 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade F2 loans in 2015-05 were priced at 22.99%.
|
–
|
| 28813373 |
2014-10 |
$27,200 |
$4,454 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 578.14 against 525.85 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 45.9 of 52 instalments due (one more allowed in transit), 6.1 behind schedule; 4,453.98 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade G2 loans in 2014-10 were priced at 25.83%.
|
–
|
| 47521322 |
2015-05 |
$16,000 |
$4,196 |
Current |
35 |
Strong, integrity: Instalment offMedium: Score fallenWeak: Off-grid rate
- Instalment off the amortised payment: instalment 291.02 against 309.32 implied by amount, rate and term.
- Credit score fallen since origination: current with credit score 580 against 720 at origination, 140 points lower; 4,195.52 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade C5 loans in 2015-05 were priced at 14.65%.
|
–
|
| 62266720 |
2015-11 |
$10,000 |
$4,021 |
Current |
35 |
Medium: Score fallenMedium: Bust-outWeak: Recent inquiries
- Credit score fallen since origination: current with credit score 590 against 700 at origination, 110 points lower; 4,021.11 outstanding.
- Bust-out pattern at origination: revolving utilisation 90.0%, 3 bureau inquiries in six months and 10 accounts opened in 24 months.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 37108024 |
2014-12 |
$13,825 |
$3,938 |
Current |
35 |
Medium: Behind scheduleMedium: Score fallenWeak: Recent inquiries
- Current but behind schedule: current with principal paid covering 46.6 of 50 instalments due (one more allowed in transit), 3.4 behind schedule; 3,937.97 outstanding.
- Credit score fallen since origination: current with credit score 560 against 695 at origination, 135 points lower; 3,937.97 outstanding.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 55038455 |
2015-07 |
$10,400 |
$3,793 |
Current |
35 |
Medium: Score fallenMedium: Bust-outWeak: Recent inquiries
- Credit score fallen since origination: current with credit score 540 against 670 at origination, 130 points lower; 3,792.58 outstanding.
- Bust-out pattern at origination: revolving utilisation 92.8%, 5 bureau inquiries in six months and 12 accounts opened in 24 months.
- Recent bureau inquiries: 5 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 48495015 |
2015-05 |
$12,525 |
$3,479 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 257.84 against 242.14 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 41.8 of 45 instalments due (one more allowed in transit), 3.2 behind schedule; 3,479.29 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade F1 loans in 2015-05 were priced at 21.99%.
|
–
|
| 35216410 |
2014-11 |
$18,000 |
$2,924 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 373.48 against 347.99 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 47.3 of 51 instalments due (one more allowed in transit), 3.7 behind schedule; 2,924.33 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade E1 loans in 2014-11 were priced at 18.54%.
|
–
|
| 23876336 |
2014-08 |
$25,200 |
$2,855 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 579.67 against 487.19 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 44.1 of 54 instalments due (one more allowed in transit), 9.9 behind schedule; 2,855.41 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade D4 loans in 2014-08 were priced at 17.57%.
|
–
|
| 28062619 |
2014-10 |
$16,000 |
$2,565 |
Current |
35 |
Medium: Score fallenMedium: Bust-outWeak: Recent inquiries
- Credit score fallen since origination: current with credit score 580 against 690 at origination, 110 points lower; 2,564.59 outstanding.
- Bust-out pattern at origination: revolving utilisation 92.4%, 2 bureau inquiries in six months and 7 accounts opened in 24 months.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 19816898 |
2014-07 |
$25,375 |
$2,309 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 584.39 against 490.57 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 45.1 of 55 instalments due (one more allowed in transit), 9.9 behind schedule; 2,308.71 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade E1 loans in 2014-07 were priced at 18.99%.
|
–
|
| 36430504 |
2014-12 |
$10,200 |
$2,028 |
Current |
35 |
Medium: Score fallenMedium: Bust-outWeak: Recent inquiries
- Credit score fallen since origination: current with credit score 560 against 675 at origination, 115 points lower; 2,027.89 outstanding.
- Bust-out pattern at origination: revolving utilisation 93.9%, 2 bureau inquiries in six months and 6 accounts opened in 24 months.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 15251083 |
2014-05 |
$13,700 |
$1,966 |
Late |
35 |
Medium: Score fallenMedium: Bust-outWeak: Recent inquiries
- Credit score fallen since origination: late with credit score 545 against 705 at origination, 160 points lower; 1,965.70 outstanding.
- Bust-out pattern at origination: revolving utilisation 93.7%, 2 bureau inquiries in six months and 6 accounts opened in 24 months.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 20158484 |
2014-07 |
$10,000 |
$888 |
Current |
35 |
Strong, integrity: Instalment offMedium: Behind scheduleWeak: Off-grid rate
- Instalment off the amortised payment: instalment 224.85 against 193.33 implied by amount, rate and term.
- Current but behind schedule: current with principal paid covering 46.4 of 55 instalments due (one more allowed in transit), 8.6 behind schedule; 888.37 outstanding.
- Rate off the month's grid: rate 6.00% where sub-grade C3 loans in 2014-07 were priced at 13.98%.
|
–
|
| 27601282 |
2014-09 |
$35,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 5,179.62 recovered under collections against 35,000.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 54534233 |
2015-07 |
$35,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 1,465.91 recovered under collections against 35,000.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 60890831 |
2015-10 |
$35,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 5,170.80 recovered under collections against 35,000.00 funded.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 63465230 |
2015-10 |
$35,000 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Recent inquiries
- No payment, nothing recovered: charged off with no payment and nothing recovered against 35,000.00 funded; consistent with third-party fraud.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 859150 |
2011-09 |
$35,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 0.75 recovered under collections against 35,000.00 funded.
- Recent bureau inquiries: 4 bureau inquiries in the six months before origination.
|
–
|
| 8574685 |
2013-11 |
$32,875 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 4,767.04 recovered under collections against 32,875.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 43839394 |
2015-03 |
$31,100 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Bust-outWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2015-06, 3 months after origination.
- Bust-out pattern at origination: revolving utilisation 92.0%, 2 bureau inquiries in six months and 9 accounts opened in 24 months.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 12385633 |
2014-02 |
$30,000 |
$0 |
Paid |
35 |
Strong: Shared identityWeak: Recent inquiries
- Shared identity details within 90 days: cluster 3bcae765 shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 89 days apart.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 1684947 |
2012-11 |
$30,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 4,337.68 recovered under collections against 30,000.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 20771767 |
2014-07 |
$30,000 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Recent inquiries
- No payment, nothing recovered: charged off with no payment and nothing recovered against 30,000.00 funded; consistent with third-party fraud.
- Recent bureau inquiries: 4 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 971449 |
2011-10 |
$30,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 1,719.57 recovered under collections against 30,000.00 funded.
- Recent bureau inquiries: 3 bureau inquiries in the six months before origination.
|
–
|
| 29724226 |
2014-10 |
$28,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 4,143.29 recovered under collections against 28,000.00 funded.
- Recent bureau inquiries: 4 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 3358410 |
2013-02 |
$28,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 1,610.00 recovered under collections against 28,000.00 funded.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 55979993 |
2015-08 |
$28,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Round income
- No payment made: charged off with no payment received; 4,277.55 recovered under collections against 28,000.00 funded.
- Round unverified income, early default: stated income 120,000, a multiple of 5,000, not verified.
|
–
|
| 62196490 |
2015-10 |
$28,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Round income
- No payment made: charged off with no payment received; 1,633.21 recovered under collections against 28,000.00 funded.
- Round unverified income, early default: stated income 115,000, a multiple of 5,000, not verified.
|
–
|
| 510921 |
2010-05 |
$25,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Outside policyWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2010-07, 2 months after origination.
- Status label says outside credit policy: label “Does not meet the credit policy. Status:Charged Off”.
- Recent bureau inquiries: 5 bureau inquiries in the six months before origination.
|
–
|
| 631039 |
2010-12 |
$25,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Outside policyWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2011-01, 1 month after origination.
- Status label says outside credit policy: label “Does not meet the credit policy. Status:Charged Off”.
- Recent bureau inquiries: 4 bureau inquiries in the six months before origination.
|
–
|
| 63359161 |
2015-11 |
$25,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 1,816.06 recovered under collections against 25,000.00 funded.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest 1 month before origination.
|
–
|