| 7061424 |
2013-10 |
$25,000 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Recent inquiries
- No payment, nothing recovered: charged off with no payment and nothing recovered against 25,000.00 funded; consistent with third-party fraud.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 65403976 |
2015-11 |
$24,750 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 1,494.19 recovered under collections against 24,750.00 funded.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 55422987 |
2015-07 |
$24,000 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Round income
- No payment, nothing recovered: charged off with no payment and nothing recovered against 24,000.00 funded; consistent with third-party fraud.
- Round unverified income, early default: stated income 135,000, a multiple of 5,000, not verified.
|
–
|
| 56984947 |
2015-07 |
$24,000 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Recent inquiries
- No payment, nothing recovered: charged off with no payment and nothing recovered against 24,000.00 funded; consistent with third-party fraud.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 1540119 |
2012-09 |
$23,500 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Round income
- No payment made: charged off with no payment received; 1,351.25 recovered under collections against 23,500.00 funded.
- Round unverified income, early default: stated income 180,000, a multiple of 5,000, not verified.
|
–
|
| 15481257 |
2014-05 |
$23,100 |
$0 |
Charged off |
35 |
Strong: Shared identityWeak: Recent inquiries
- Shared identity details within 90 days: cluster 3bcae765 shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 89 days apart.
- Recent bureau inquiries: 4 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 299160 |
2008-03 |
$23,100 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Outside policyWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2008-06, 3 months after origination.
- Status label says outside credit policy: label “Does not meet the credit policy. Status:Charged Off”.
- Recent bureau inquiries: 11 bureau inquiries in the six months before origination.
|
–
|
| 62774655 |
2015-10 |
$23,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Round income
- No payment made: charged off with no payment received; 814.73 recovered under collections against 23,000.00 funded.
- Round unverified income, early default: stated income 50,000, a multiple of 5,000, not verified.
|
–
|
| 702165 |
2011-03 |
$22,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 1,244.58 recovered under collections against 22,000.00 funded.
- Recent bureau inquiries: 3 bureau inquiries in the six months before origination.
|
–
|
| 502364 |
2010-04 |
$21,600 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Outside policyWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2010-06, 2 months after origination.
- Status label says outside credit policy: label “Does not meet the credit policy. Status:Charged Off”.
- Recent bureau inquiries: 8 bureau inquiries in the six months before origination.
|
–
|
| 4305505 |
2013-04 |
$21,250 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 1,221.88 recovered under collections against 21,250.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 58030213 |
2015-08 |
$20,400 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Recent inquiries
- No payment, nothing recovered: charged off with no payment and nothing recovered against 20,400.00 funded; consistent with third-party fraud.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 14539143 |
2014-04 |
$20,000 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Round income
- No payment, nothing recovered: charged off with no payment and nothing recovered against 20,000.00 funded; consistent with third-party fraud.
- Round unverified income, early default: stated income 45,000, a multiple of 5,000, not verified.
|
–
|
| 18575303 |
2014-06 |
$20,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 1,145.62 recovered under collections against 20,000.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 31447292 |
2014-11 |
$20,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 2,862.08 recovered under collections against 20,000.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 40583526 |
2015-02 |
$20,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Bust-outWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2015-04, 2 months after origination.
- Bust-out pattern at origination: revolving utilisation 100.8%, 4 bureau inquiries in six months and 11 accounts opened in 24 months.
- Recent bureau inquiries: 4 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 419505 |
2009-07 |
$20,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 4,494.43 recovered under collections against 20,000.00 funded.
- Recent bureau inquiries: 4 bureau inquiries in the six months before origination.
|
–
|
| 439641 |
2009-09 |
$20,000 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Recent inquiries
- No payment, nothing recovered: charged off with no payment and nothing recovered against 20,000.00 funded; consistent with third-party fraud.
- Recent bureau inquiries: 3 bureau inquiries in the six months before origination.
|
–
|
| 446051 |
2009-10 |
$20,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Outside policyWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2009-12, 2 months after origination.
- Status label says outside credit policy: label “Does not meet the credit policy. Status:Charged Off”.
- Recent bureau inquiries: 4 bureau inquiries in the six months before origination.
|
–
|
| 510546 |
2010-05 |
$20,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 900.00 recovered under collections against 20,000.00 funded.
- Recent bureau inquiries: 3 bureau inquiries in the six months before origination.
|
–
|
| 57684874 |
2015-08 |
$20,000 |
$0 |
Charged off |
35 |
Strong: Shared identityWeak: Stopped by month 6
- Shared identity details within 90 days: cluster 1183dc34 shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 31 days apart.
- Stopped paying within six months: charged off; last payment 2016-01, 5 months after origination (months four to six).
|
–
|
| 577815 |
2010-09 |
$20,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Outside policyWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2010-11, 2 months after origination.
- Status label says outside credit policy: label “Does not meet the credit policy. Status:Charged Off”.
- Recent bureau inquiries: 8 bureau inquiries in the six months before origination.
|
–
|
| 61343139 |
2015-10 |
$20,000 |
$0 |
Charged off |
35 |
Strong: Shared identityWeak: Recent inquiries
- Shared identity details within 90 days: cluster 6e8a0b91 shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 31 days apart.
- Recent bureau inquiries: 4 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 14578220 |
2014-04 |
$19,800 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Bust-outWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2014-07, 3 months after origination.
- Bust-out pattern at origination: revolving utilisation 93.5%, 2 bureau inquiries in six months and 6 accounts opened in 24 months.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 13025532 |
2014-04 |
$19,475 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Recent inquiries
- No payment, nothing recovered: charged off with no payment and nothing recovered against 19,475.00 funded; consistent with third-party fraud.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 3056093 |
2013-01 |
$19,125 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 1,099.69 recovered under collections against 19,125.00 funded.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 23433020 |
2014-08 |
$18,750 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 2,728.82 recovered under collections against 18,750.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 12987029 |
2014-03 |
$18,000 |
$0 |
Charged off |
35 |
Strong, integrity: Recovered over fundedMedium: Stopped by month 3Weak: Recent inquiries
- Recoveries above the amount funded: 18,920.88 recovered against 18,000.00 funded.
- Stopped paying within three months: charged off; last payment 2014-04, 1 month after origination.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 27720899 |
2014-09 |
$18,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Bust-outWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2014-11, 2 months after origination.
- Bust-out pattern at origination: revolving utilisation 103.6%, 5 bureau inquiries in six months and 8 accounts opened in 24 months.
- Recent bureau inquiries: 5 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 541148 |
2010-07 |
$18,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Outside policyWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2010-10, 3 months after origination.
- Status label says outside credit policy: label “Does not meet the credit policy. Status:Charged Off”.
- Recent bureau inquiries: 6 bureau inquiries in the six months before origination.
|
–
|
| 63506007 |
2015-10 |
$18,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Round income
- No payment made: charged off with no payment received; 1,078.28 recovered under collections against 18,000.00 funded.
- Round unverified income, early default: stated income 75,000, a multiple of 5,000, not verified.
|
–
|
| 8127518 |
2013-10 |
$17,475 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 2,508.31 recovered under collections against 17,475.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 65622360 |
2015-11 |
$17,000 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Round income
- No payment, nothing recovered: charged off with no payment and nothing recovered against 17,000.00 funded; consistent with third-party fraud.
- Round unverified income, early default: stated income 115,000, a multiple of 5,000, not verified.
|
–
|
| 1466107 |
2012-08 |
$16,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Bust-outWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2012-09, 1 month after origination.
- Bust-out pattern at origination: revolving utilisation 96.0%, 2 bureau inquiries in six months and 6 accounts opened in 24 months.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 44015810 |
2015-04 |
$16,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Round income
- No payment made: charged off with no payment received; 2,885.45 recovered under collections against 16,000.00 funded.
- Round unverified income, early default: stated income 45,000, a multiple of 5,000, not verified.
|
–
|
| 486250 |
2010-03 |
$16,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Outside policyWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2010-04, 1 month after origination.
- Status label says outside credit policy: label “Does not meet the credit policy. Status:Charged Off”.
- Recent bureau inquiries: 7 bureau inquiries in the six months before origination.
|
–
|
| 68182181 |
2015-12 |
$16,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Bust-outWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2016-02, 2 months after origination.
- Bust-out pattern at origination: revolving utilisation 94.9%, 3 bureau inquiries in six months and 7 accounts opened in 24 months.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 7004928 |
2013-09 |
$16,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Round income
- No payment made: charged off with no payment received; 2,258.80 recovered under collections against 16,000.00 funded.
- Round unverified income, early default: stated income 85,000, a multiple of 5,000, not verified.
|
–
|
| 7616615 |
2013-10 |
$16,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 2,278.75 recovered under collections against 16,000.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 782572 |
2011-06 |
$15,975 |
$0 |
Charged off |
35 |
Strong: Shared identityWeak: Off-grid rate
- Shared identity details within 90 days: cluster aef4f04a shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 0 days apart.
- Rate off the month's grid: rate 20.99% where sub-grade E5 loans in 2011-06 were priced at 19.69%.
|
–
|
| 55987171 |
2015-08 |
$15,800 |
$0 |
Charged off |
35 |
Strong, integrity: Recovered over fundedMedium: Stopped by month 3Weak: Round income
- Recoveries above the amount funded: 16,112.66 recovered against 15,800.00 funded.
- Stopped paying within three months: charged off; last payment 2015-09, 1 month after origination.
- Round unverified income, early default: stated income 120,000, a multiple of 5,000, not verified.
|
–
|
| 19005203 |
2014-06 |
$15,600 |
$0 |
Charged off |
35 |
Strong: Shared identityWeak: Recent inquiries
- Shared identity details within 90 days: cluster af8a98ad shares postcode, job title, income and earliest credit line with 1 other loan; nearest originated 61 days apart.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 52406311 |
2015-06 |
$15,550 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Round income
- No payment made: charged off with no payment received; 2,829.09 recovered under collections against 15,550.00 funded.
- Round unverified income, early default: stated income 70,000, a multiple of 5,000, not verified.
|
–
|
| 65707010 |
2015-12 |
$15,100 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Recent inquiries
- No payment, nothing recovered: charged off with no payment and nothing recovered against 15,100.00 funded; consistent with third-party fraud.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 1069800 |
2011-12 |
$15,000 |
$0 |
Charged off |
35 |
Strong: Nothing recoveredWeak: Round income
- No payment, nothing recovered: charged off with no payment and nothing recovered against 15,000.00 funded; consistent with third-party fraud.
- Round unverified income, early default: stated income 60,000, a multiple of 5,000, not verified.
|
–
|
| 1448512 |
2012-08 |
$15,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 862.50 recovered under collections against 15,000.00 funded.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest 1 month before origination.
|
–
|
| 235464 |
2008-01 |
$15,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Outside policyWeak: Round income
- Stopped paying within three months: charged off; last payment 2008-04, 3 months after origination.
- Status label says outside credit policy: label “Does not meet the credit policy. Status:Charged Off”.
- Round unverified income, early default: stated income 165,000, a multiple of 5,000, not verified.
|
–
|
| 37712012 |
2015-01 |
$15,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 2,820.97 recovered under collections against 15,000.00 funded.
- Recent bureau inquiries: 3 bureau inquiries in six months, the latest in the month of origination.
|
–
|
| 388882 |
2009-04 |
$15,000 |
$0 |
Charged off |
35 |
Medium: Stopped by month 3Medium: Outside policyWeak: Recent inquiries
- Stopped paying within three months: charged off; last payment 2009-06, 2 months after origination.
- Status label says outside credit policy: label “Does not meet the credit policy. Status:Charged Off”.
- Recent bureau inquiries: 4 bureau inquiries in the six months before origination.
|
–
|
| 41151980 |
2015-02 |
$15,000 |
$0 |
Charged off |
35 |
Strong: No paymentWeak: Recent inquiries
- No payment made: charged off with no payment received; 922.57 recovered under collections against 15,000.00 funded.
- Recent bureau inquiries: 2 bureau inquiries in six months, the latest in the month of origination.
|
–
|